Posts Tagged: Canada drugs

What’s the Donut Hole?: Everything You Need to Know About Prescription Drug Coverage for Canadian Drugs

Author , posted on July 3, 2019

Category: Drug Information

canada drugs

In 2018, 30.4 million Americans reported that they had no health insurance coverage. Are you caught in the Medicare Donut Hole? Do you need prescription medications but have no coverage? Canadian drugs can be your solution for prescription savings.

Some people are choosing to look outside the country to get their prescription medications. Many are looking north to obtain Canada drugs.

What Does Donut Hole Mean In Relation to Prescription Medications?

Most insurance plans that include Medicare Prescription Drug Coverage (Part D) have a gap in their coverage called the “donut hole”. When you and the drug plan have paid a certain amount of money for covered medications, you are responsible for the full out-of-pocket charges.

You then must pay for your medications until you reach a yearly limit. After that point, your drug plan resumes helping you pay for the medications.

Before you reach the donut hole, you pay 25% of your drug cost. Before the Affordable Care Act (ACA), you paid 100% while in the donut hole. With the ACA, the amount you pay while in the donut hole has decreased every year.

In 2019, the donut hole will go into effects when the amount you and your drug plan pay reaches $3,820. While in the hole, you will pay 37% for generic drugs and 25% for name-brand drugs.

By 2020, the donut hole will be eliminated. Enrollees with a standard plan will pay 25% of generic drug costs until they reach the catastrophic level. The 2019 catastrophic level is $5,100 including the deductible.

Is It Legal to Buy Canadian Drugs When You Live in the U.S?

The most direct answer to this question is no.

The Prescription Drug Marketing Act of 1987 defines the purchase and import of prescription drugs into the U.S. by anyone other than the original manufacturer illegal. Over time, federal officials have chosen to exercise “enforcement discretions”. This means they allow people to only bring 90-days of non-narcotic medications for personal use into the U.S.

What about online orders? If the order follows the same three-month supply, non-narcotic rule, there is no interference.

Restrictions placed on Canadian Pharmacies

You may not order more than a 90-day supply of medication based on a verified prescription order. This must only be for personal use. They aren’t able to fill any prescriptions for narcotics or controlled substances.

Cautions Regarding Internet Prescriptions

While it may seem easy to buy prescription drugs from Canada through the internet, there could be some hidden dangers. How do you know where the medication was actually manufactured?

The National Association of Boards of Pharmacy looked at more than 8,300 online pharmacies in July 2011. They found that only about 3 percent of the pharmacies met minimum standards.

Some companies marketed themselves as Canadian drug companies when their drugs were from all over the world. Some of these drugs were even counterfeit.

Remember that drug standards and regulations vary by country. The Food and Drug Administration (FDA) voices these concerns about foreign drugs:

Quality assurance

FDA rules only apply in the U.S. They may not follow the same quality assurance standards in other countries.

Counterfeit potential

You have no way to ensure that you get what you order. What you receive may be less effective or contain unsafe ingredients for you.

Presence of untested substances

Some ingredients are legal in other countries, but not in the U.S. This may cause you to take unexpected substances.

Taking medications without supervision

You should always take prescription medications under the supervision of a healthcare provider. This problem is usually monitored by the prescriber so that you are not given a refill without having a clinic visit.

Labeling and language issues

The country you buy the medication from may have different labeling standards. These may be difficult to understand or make claims not allowed in the U.S.

You may also not have information about serious side effects on the label. Thus, you may fail to promptly treat a serious symptom.

Learn More About Foreign Pharmacies and Canadian Drugs

Visit the following web sites to check the legitimacy of your online pharmacy:

  • Pharmacy Checker, which includes many online pharmacies including Canadian
  • FDA: Food and Drug Administration

Always take extra time to ensure that you are receiving quality medications. You do not want to take risks with your health.

Does My U.S. Health Insurance Cover Canadian Drugs?

Canadian drug companies can’t accept U.S. insurance plans to cover the cost of medications. You will receive a receipt that you can submit the receipt to your insurance company and see if they will reimburse your payment, though.

Do Medications from Canada Cost Less Than in the U.S.?

Canada controls drug prices. This often results from their national and universal healthcare. The government can negotiate medication costs and keep them low.

However, these price controls only apply to drugs sold and distributed in the Canadian territories. No price controls exist in the U.S. marketplace. Manufacturers can charge U.S. customers for research, development, and advertising costs.

Be sure to consider shipping costs when placing an order.

Are you Ready to Explore Different Options for Your Prescription Needs with Canadian Drugs?

We want to make sure that no one makes the choice between buying groceries and prescription medications. We can help you gain access to Canadian drugs.

Learn more about how to get online prescriptions filled and the rules and guidelines followed. Explore our site and find out how to order Canada drugs on our website today.

3 Reasons Why Canadian Pharmacy Prices Set the Benchmark of Drug Pricing

Author , posted on October 3, 2018

Category: Drug Information

Pharmacy Prices

Did you know the average American pays about $9,000 per year in health insurance while Canadian citizens only fork over $4,569 on average?

That’s almost half the cost for an entire year of medical coverage for simply living in another zip code. But what does this hefty expense actually cover?

The costs of medical tests and annual visits, sure. But most of it goes towards covering the high prescription drug prices in the United States.

Even though you’re still paying out-of-pocket each time you pick up a prescription, your insurance provider is paying even more.

And insurance companies don’t like losing money so they increase premiums to cover this difference.

What makes Canadians immune to this cycle? Do prescription drugs vary in quality in Canada versus the US? Why are Canadian pharmacy prices so low?

There are 3 specific reasons why the US and Canada differ drastically when it comes to prescription medications that we will dive into. And none of them have to do with quality.

Here Are 3 Reasons Why Canadian Pharmacy Prices Are So Affordable

If you ever feel like your health insurance company doesn’t really care about you, you’re not alone.

These providers are businesses, after all, with shareholders, bonus systems, marketing, and loads of other expenses to deal with instead of caring about how your high prescription costs affect your daily life.

But Canada’s healthcare system is different. The government is actually on their citizen’s side. And that benefits everyone because:

#1: The Canadian Government Sets the Benchmark for All Prescription Drug Pricing

Here in Canada, we have what’s known as universal healthcare.

This federal system is the opposite of what’s in the states, where citizens turn to private insurance providers or institutions like Medicare to access healthcare coverage.

Instead, the Canadian government runs the entire healthcare system and works diligently to keep prices realistic and affordable on patented drugs and other medical services. Under this universal healthcare system, the government has the upper hand — as opposed to the drug manufacturers.

This has a strong impact on the price of prescription drugs.


#2: Drug Makers Must Submit Price Proposals for Approval

In the United States, drug manufacturers are able to charge as much as the market bears when it comes to prescription medications.

Remember “Pharma Bro” Martin Shkreli, also known as “the most hated man in America”, who raised the cost of a single pill from $13.50 to $750 just to make more money? There’s always a chance of something like that happening out of nowhere in the states.

Drug manufacturers are also allowed to charge different rates to different companies and organizations altogether, which is why some people pay much more for prescription drugs than others.

But this is not how it works in Canada. Drugs are much more affordable because the government fights on behalf of its citizens to keep prices low.

Here’s how they do it:

Instead of bouncing around to hospitals, insurance providers, and other medical related businesses, drug manufacturers in Canada must meet with one board of decision makers only: the Patented Medicine Prices Review Board (or PMPRB).

Here, manufacturers are asked to send in their best price bid along with sales and educational information on the drug being pitched. The members of the PMPRB take this information and compare it to the prices of equivalent drugs in other countries like Switzerland, the UK, Germany, France, the US, Italy, and Sweden.

Then, if the price is deemed affordable and reasonable, the PMPRB will make a massive bulk order for the entire population of Canada.

You can think of this in action like shopping at Costco or another warehouse store with discount style pricing: the more you buy in bulk, the cheaper it will be.

In the states, however, this is not how things are done. With private insurance providers, each one fights for their own version of a bulk discount.

But if they’re too small and don’t have enough buying power, you’ll end up paying for these poor negotiations in the form of higher copays.

And unless you pay a high premium, you’ll likely be stuck carrying this burden each time you go to refill your prescription.

There’s also one more reason why Canadian pharmacy prices will always be lower than those in the US.

#3: Costly Drugs Are Not Approved for Sale

In the United States, it’s up to insurance providers and other medical institutions such as hospitals to try to haggle with drug manufacturers to get their prescription prices lower.

But this doesn’t always happen and costly medication increases are only growing as a result. This is another key area where the Canadian universal healthcare system steps in.

If the proposed price of a prescription drug targeted for the Canadian market is too high, the PMPRB review board won’t approve it for sale.

Both the Canadian government and the manufacturer do have another chance to negotiate a lower price, but if it’s still too high in the end, the government won’t approve its sale.

So the price either goes down or the company forfeits the entire Canadian market share.

Now, just south of the Canadian border in the US, there is no gatekeeper like this and no one guards citizens from creeping exorbitant drug prices unfortunately.

To make matters worse, the US also has a law that forbids companies like Medicare from being able to negotiate for better prescription drug rates.

But just because the story is vastly different on each side of the border doesn’t mean US citizens are stuck paying higher-than-average prices for the prescription medications they can’t go without.

There is an alternative option used by 27 million Americans each year: ordering refills through an online Canadian pharmacy.

Low Pharmacy Prices

An Online Canadian Pharmacy Can Save You Up to 80% Off Each Prescription

Many Americans are surprised to learn they can refill their medications online using a Canadian pharmacy.

This means you don’t have to cross the border and, as long as you only order a 90-day supply or less, you’ll fall within the FDA’s regulatory limits.

You may be wondering how this is all possible.

Do you need a Canadian prescription? Or need to make an appointment to be seen by a Canadian doctor?

Not exactly, as we talked about in this guide how get discount pharmacy prices online.

Since we cover this process in detail in that resource, we’ll briefly explain the best and easiest way to go about refilling your next prescription now:

First, you’ll want to refill enough medication in the states to overlap slightly with the dates your order is scheduled to arrive.

Creating this buffer ensures you’re covered in case anything comes up with processing or shipping and your medication is delayed.

From here, you’ll need a valid and updated prescription from your current doctor.

Next, you can search for a prescription referral company such as ours to help facilitate the transaction between your doctor’s prescription and a Canadian pharmacy.

Companies like these will coordinate with Canadian doctors who may also ask to review your medical records and history to see if this prescription can be approved and filled.

Once deemed okay, the prescription referral company will then create a Canadian prescription on your behalf so the medication refill can be dispersed at a Canadian pharmacy.

This route takes care of most of the heavy lifting for you and helps speed up the process since you’ll essentially have a prescription that just needs to be converted into a valid Canadian one.

It’s also a good option for anyone who already has an established doctor they like and can afford under their coverage plan.

Combine this with Canadian drug prices — which can be as much as 80% cheaper — and you may finally have a solution for lowering your monthly healthcare costs.

Another question that often comes up with purchasing prescription medications online is: How safe and trustworthy are they?

That topic requires a bit more detail and is one we covered in another guide on Avoiding Scams: 5 Tips for Navigating Canadian Pharmacy Reviews.

By following the tips in those two resources, and this one, you’ll be able to save money on your prescription medications without putting your health or identity at risk.

Stop Overpaying For Your Prescription Drugs With Our Low Pharmacy Prices

Now that you know more about why Canadian pharmacy prices are much lower than those in the US, and you’ve learned US citizens can purchase up to a 3-month supply of their prescription medications, you can start saving money today.

And before you make a purchase from a pseudo pharmacy unknowingly, make sure the online Canadian pharmacy is one you can trust.

If you spot any of these 14 red flags, don’t make a purchase and click away before it’s too late.

Follow these guidelines and you’ll lower your out-of-pocket prescription medication costs, keep yourself safe, and finally start saving money for something you’re really excited about.

Can You Get an Online Prescription for a Canadian Pharmacy?

Author , posted on October 3, 2018

Category: Prescription Related Questions


Have you recently read that many US citizens are turning to Canada to save money on their prescription medications?

Wondering if that’s safe, really worth the money, or even possible?

While the safety issue was covered in this guide, and the cost savings was evaluated in this one, we haven’t yet discussed how Americans can get a prescription to use at a Canadian pharmacy.

That’s why this guide is centered around that topic to help you understand your options when it comes to filling your prescriptions across the border.

We’ll also talk about whether or not you need a new prescription and the pros and cons of two different routes you can take here.

Before we dive into those, you should know what it takes to fill your prescription medications in Canada as a US citizen.

How to Obtain an Online Prescription to Use a Canadian Pharmacy

After reading the aforementioned guide on how to save money on prescription medications by using a Canadian pharmacy, you may be wondering how to go about getting your first prescription filled.

The next question that often comes up here is: Can I use the same prescription my doctor gave me in the states to place an order at a Canadian pharmacy?

And the answer is both yes and no.

The prescription your US doctor gave you can help speed the process along. But it’s not enough to get the job done.

In Canada, by law, a Canadian doctor must write the prescription in order for one of our pharmacies to dispense the medication. This means that you’ll need an online prescription from a Canadian doctor.

Wondering how you can get one if you’re a US citizen? You have a few options here.


#1: Use a Doctor Online for a Virtual Consultation

One route you can take without having to physically cross the border to obtain an online prescription that’s valid at a Canadian pharmacy is to visit a Canadian doctor virtually.

With this, you’d simply find a doctor across the border who is able to meet over the phone or through video conferencing and schedule an appointment just like you normally would.

During this initial meeting, you’d have a similar one-on-one visit with the Canadian doctor, the only difference is that you would both reside in different countries and you, therefore, wouldn’t be in-person for this visit.

Using this conversation, along with your medical history and possible blood work as well as lab tests, your virtual doctor would then diagnose your condition and create a treatment plan to meet your needs, including prescribing you the medications they see fit.

You could then use these prescriptions to fill your order at a Canadian pharmacy.

One of the biggest drawbacks to this option is that many US insurance providers don’t offer coverage for these visits.

So while the prescription medication may be drastically cheaper, your cost per visit could vary from a US-based doctor’s visit where you would only pay a small copay.

Because of this, many people prefer this next route instead.

#2: Use Your US Doctor’s Prescription in Conjunction with a Prescription Referral Company

An alternative option is to get most of the heavy lifting done in the states.

By this, we mean that you’d visit your normal, primary care doctor as usual and s/he would provide the prescriptions you need to treat your conditions.

But instead of handing off the prescription to a local pharmacy, your doctor would send it to a Canadian pharmacy.

From there, you can use a prescription referral company such as ours to help complete the transaction.

With this, our team of doctors will review your US-based prescription, along with your medical records, and then, once approved, we’ll write you a prescription that’s valid at a Canadian pharmacy.

The difference between this route is that you can help keep your costs down on both ends, prescriptions and doctor visits.

Instead of using a Canadian doctor and paying for a visit that may not be covered under your insurance, you can continue to see your usual in-network provider and pay the same copay as you normally would.

And when it comes time to fill your medication, you can then move on to using a Canadian pharmacy, instead of one locally, which will help cut your costs further.

In many cases, it’s cheaper to use a Canadian pharmacy, even if your insurance doesn’t cover it.

Plus, you’ll also save time with this route since you won’t have to spend countless hours sifting through Canadian doctors trying to find one who will work with you and one that you would feel comfortable with.

You also don’t have to lose that rapport you’ve built with your current provider either.

By this point, another common question that comes up here is: What about using a pharmacy online in the states? Can’t I just save money doing that?

To answer this, it pays to have a better understanding of the difference between:

Using a Pharmacy Online vs Visiting an Online Pharmacy

It may sound similar at first but there are some key differences between the two.

Local chains like CVS, Walgreens, and Costco, for example, offer their customers the convenience of ordering their prescriptions online.

This is known as using a pharmacy online. Instead of visiting their local pharmacy branch, you could plug in your information online or sign into your online account to refill your prescription electronically. When your medication is ready, you have the option to pick up the prescription in store or have it sent to your home address.

Your insurance provider may have also incentivized mail-order prescriptions by offering you a small discount when you choose this route.

The problem is that online prescription drug rates aren’t much cheaper than what you’d find in person. So this is essentially just another way to use your pharmacy.

On the flipside, with an online pharmacy, there are usually no physical locations (similar to Ally bank or 1-800 Contacts) or expensive overhead costs which gives these companies the ability to pass the cost savings down to its customers.

And that’s not all. Online pharmacies are also generally located in countries that have universal healthcare, or more affordable options, such as Canada.

These prescription drugs sold from online Canadian pharmacies can be as much as 80% off.

So while your insurance provider is offering a small discount to use their preferred pharmacies online, you may see a significantly lower price tag when you use an online Canadian pharmacy instead.

Online pharmacies also work well for people who are prescribed medications that their insurance doesn’t cover.

Your doctor may be partial to a specific and expensive drug and if your insurance doesn’t accept it or offer a generic alternative, you could be stuck paying a high out of pocket cost.

But, if you turned to a Canadian pharmacy, you wouldn’t need your insurance and the prescription may end up only costing a fraction of your full-priced US version.

Plus, you can even also use RX coupons on popular medications, saving you even more money.

Keep in mind, since the FDA cannot regulate companies outside of its US jurisdiction, it’s up to you to do your research and find a reputable online pharmacy worth using.

There are many “rogue” online pharmacies out there that may not be safe to use so it’s worth spending the extra time doing your homework here.

Fortunately, this guide on the topic can help you do just that and shows you how to avoid scams and sift through Canadian pharmacy reviews to find trustworthy companies to use.

Get an Online Prescription from a Canadian Pharmacy Today

Now that you have a better understanding of what it takes to fill your prescription medications using a Canadian pharmacy, you can start saving money today.

To do that, be sure to check out a list of our most popular RX coupons first or browse through our complete list of medications available in Canada, where drugs are much more affordable.

It’s also a good idea to browse through multiple Canadian pharmacy reviews to get a better idea of any company you choose before making a purchase. Be sure to check out our guide on the topic for more information.

Understanding Healthcare in Canada: Why Prescription Drugs Prices are Cheaper

Author , posted on September 19, 2018

Category: Drug Information


Do you wish your prescription drugs were cheaper to fill?

In a recent Kaiser Health Survey, 80% of Americans said the costs associated with prescription medications were “unreasonable,” and that the government is “not doing enough” to help remedy the situation by reducing drug costs.

What’s even scarier is that 1 in 4 people reported having trouble simply affording their medications.

Yet just north of the US border in Canada, the picture is completely different.

A whopping 86.2% of Canadian citizens surveyed admitted that they would rather strengthen their public healthcare system instead of converting it to a for-profit one like the US has.

That’s probably because 85.2% of people in Canada over the age of 15 are “very satisfied” or “somewhat satisfied” with their healthcare system.

So why are these views so different between these two neighboring countries?

The healthcare system of each country is at the root of the matter, which is exactly what we’ll discuss here. While we won’t get into politics or any debates, we’ll show you why it’s cheaper in Canada to buy prescription drugs than it is in the US — and what you can do about it.

Let’s start by understanding the sheer magnitude of the situation to put everything in perspective first.

Prescription Drug Prices in Canada vs the United States

If you thought the price of your prescription medications is already too high, you may be surprised to learn the real price difference when compared to those in Canada is even more astronomical.

Using four popular name-brand prescription medications, you’ll see that:

  1. A prescription of three Advair Diskus sells for roughly $1,227 in the United States. In Canada, the same drug sells for $450.00 for 3 Diskus — a difference of over $750.
  2. Celebrex sells for $18 per pill in the US. A Canadian pharmacy would only charge around $1.64 per dose.
  3. Eliquis also has a striking price difference with an average cost of $424.65 for 60 tablets in the US and just $150 for the same amount in Canada.
  4. The blood sugar medication Januvia has a price tag of $435.14 for 30 tablets in the US and only $140 in Canada — an almost $300 upcharge.

These medications are used to treat a variety of different conditions —  such as asthma, arthritis, strokes, and diabetes — which shows these high prices aren’t just affecting one sector of prescription medicines or a small slice of the population.

So the question then becomes: Why are the prices for prescription medications so outrageous in the United States?

It all comes down to one big difference in the way our healthcare is managed.


Universal Healthcare & Prescription Drug Prices: Here’s Why Drugs are Cheaper in Canada

You’re probably already familiar with how health care works in the states.

Individuals pay a monthly premium to a private healthcare insurance provider in return for a certain amount of medical coverage.

Certain factors depend on how much you pay for your coverage, such as:

  • Where you live
  • Your income
  • How you’re obtaining coverage (such as through an employer or an individual plan)
  • How high you want your deductible to be
  • The amount of insurance you’re looking for

Each of these choices will determine how expensive your monthly premium will be.

Medicare, the federal health insurance program, is generally used instead of other private healthcare plans for those over 65, people with disabilities, and anyone else who is retired and on a fixed income.

In both cases, the amount you pay for coverage is determined by the level of coverage you can afford.

However, this is not the case here in Canada where drugs and important medical services are covered by a universal healthcare system.

With this federal system, our government works on behalf of its citizens to set realistic prices for prescriptions and other healthcare services.

So when a drug manufacturer tries to pitch a prescription that’s too expensive, our drug review agency, known as the Patented Medicine Prices Review Board (PMPRB), will refuse its approval for sale until the price comes down.

Not only that, the same board also informs Canadian citizens of upcoming prescription trends so they’re not hit with unexpected price increases out of nowhere.

The PMPRB also regularly checks these prices to ensure they’re still at a fair market value.

They even compare these prices to those in other countries to gauge whether it is fair relative throughout the world, not just locally in Canada and compared to the US.

Since many drug manufacturers don’t want to lose Canada’s business, they generally work out lower rates to sell the same medications you’re buying in America for much less across the border.

This system is similar to how Medicare operates since the federal government runs it — but it’s very different in application due to its cost structure.

Instead of lobbying on behalf of individuals, Medicare is forbidden by law to interfere with any negotiations between drug makers and insurance companies.

And once a price is set, Medicare tacks on another 6% to help offset the reimbursement costs to doctors which means individuals are responsible for about 20% of the cost of the medication.

So if a medicine ends up being around $1,000 per prescription, a Medicare payee would be responsible for $200 if they don’t have any other coverage options.

And this isn’t the only aspect hurting Americans. Canada’s buying power also works in your favor too.

In the states, insurance providers, hospitals, and other medical facilities all compete with drug manufacturers to come up with a rate that’s affordable to their needs. This means the price varies based on a company’s buying power.

So a small hospital in a rural part of Alabama may pay more than a hospital in New York pays, for example, simply because their volume needs are much lower. And just like bulk discount at the grocery store, prescription medications work the same way here.

In Canada, drug manufacturers only have to negotiate with a smaller pool: the government.

Since they don’t have as much flexibility with the price, they either agree to the Canadian government’s terms or their product loses out on an entire population, which most manufacturers wouldn’t dare to do.

It’s a combination of these reasons and more which are to blame for why prescription medications in the states are exceptionally high even on Medicare.

While it may take several years for the United States to adopt a similar system of universal healthcare (a conversation for a different day), you don’t have to wait that long.

As a US citizen, you can take advantage of a small portion of this universal healthcare by ordering your prescription medications from an online Canadian pharmacy.


Save Money On Your Prescription Medications

We’re not suggesting you jump in your car and cross the border for free healthcare, however, you can do something else to save money.

By ordering your prescription medications online, through a trusted Canadian pharmacy, you’ll be able to save up to 80% off — even before any RX coupons are applied to your order.

Current estimates report that as many as 5 million Americans have already purchased drugs outside of the United States.

Even further, a recent survey discovered that when asked how people think providers should keep medical costs down:

  • 86% of people surveyed want drug manufacturers to show the breakdown of their drug prices.
  • 82% want Medicare to be able to negotiate for lower prices.
  • 71% would like to be able to buy their prescription medications from Canada.

Buying prescriptions across the border isn’t the only international health trend growing in popularity though.

Many people are also physically traveling to other countries to seek medical treatment based on these internationally low medical costs.

What is Medical Tourism?

The term medical tourism means exactly what it sounds like.

Medical tourism is when people travel from their home country to another to receive medical, dental, and/or surgical procedures and treatments.

People embark on these medical journeys for different reasons.

Some are looking for more affordable health care options while others need to receive specialized treatments they may not have access to or be able to afford in their homeland.

It’s estimated that between 14-16 million people cross international borders for medical tourism purposes.

And the average cost per medical tourism visit ranges from $3,800 to $6,000.

Roughly 1.4 million Americans will travel each year for medical tourism and the industry is predicted to grow by an average of 15-25% per year.

It’s clear to see international borders are not stopping people from receiving the medical care they need at a price they can afford.

But you don’t have to leave your home to save money when you buy prescription drugs from Canada online.

Are You Ready to Save on Your Prescription Drug Prices?

While we can’t help you with medical tourism, we can offer you lower rates on the same prescription medications you’ll find at your local pharmacy in the states.

Our rates are up to 80% off for certain prescriptions — even compared to prices you’ll pay after Medicare.

Browse our complete list of medications today to see what’s available with a prescription to US citizens just like you.

Pharmacy Coupons and Insurance: What’s Covered, What’s Not?

Author , posted on September 12, 2018

Category: Ordering Questions

use Pharmacy Coupons

Can pharmacy coupons really help you save money on your prescription drug costs?

And will you be able to combine pharmacy coupons with your US-based medical insurance to purchase your prescriptions and medication refills from an online Canadian pharmacy ?

If these questions have been on your mind, this resource will give you all the answers you need. We’ll cover:

  • Whether a Canadian pharmacy accepts US-based insurance
  • How to save money on prescriptions despite your coverage plan
  • The truth about how pharmacy coupons work
  • Tips to help you reduce your out-of-pocket expenses even more

Can You Use Your US-Based Insurance to Cover the Costs of Prescriptions in Canada?

While your doctor’s prescription is the same whether you’re filling it in the states or in Canada, the case is different when it comes to your insurance.

US-based and other international healthcare plans are not accepted in Canada, which means you are responsible for the total cost of your prescription at check out.

However, you may be eligible for reimbursement depending on your insurance plan’s terms.

This is why we always include a detailed receipt with every order, which can then be submitted to your healthcare provider to see if they’ll pick up the difference.

To find out if your insurance plan covers medication reimbursement, you’ll need to contact your specific provider and discuss your plan’s fine print. Don’t get too discouraged if you find out your insurance plan won’t cover the costs of your prescriptions if you fill them in Canada.

Many prescription medications are drastically cheaper — in some cases up to 80% off — across the northern border.

And that means you may be able to save money on your prescriptions without your insurance company’s help.

How to Save Money on Prescriptions by Using Pharmacy Coupons

As we talked about in this guide, the costs associated with prescriptions in the United States only continues to grow without any signs of stopping.

But that’s not the case in Canada.

Thanks to universal healthcare in Canada, prescriptions and other healthcare related expenses are kept at a reasonable and affordable rate.

And these reduced prices on prescriptions aren’t just for Canadian citizens either.

As a US citizen, you can purchase your prescription medications for your own use in Canada.

So while the same EpiPen may cost you over $600 in the US — and after insurance pays their portion — you’ll only pay around $100 using a Canadian pharmacy.

And this is just the out-of-pocket cost due at checkout.

If your insurance covers medication reimbursement, your cost could be even lower.

This is why so many Americans are turning to Canada drugs when it’s time to refill their prescriptions instead of using their local pharmacy in the neighborhood.

With online Canadian pharmacies, you’ll find the same name-brand medications and generic prescriptions you’ll find at home, just for up to 80% off.

Again, this huge cost difference is without using insurance.

Another option to offset your out-of-pocket expenses that may not be reimbursed by your insurance provider is to search for and use pharmacy coupons.

Save Even More Money With Pharmacy Coupons

If you’re a first-time buyer, you can take advantage of eligible RX coupons to help you lower the cost of your medications further.

This one-time discount is applied right at checkout once the coupon code is entered.

So if your first-time order meets the minimum requirement of $50.00, you can save even more money by using one of our coupons for our 17 top-selling medications.

Now if you do decide to use one of those RX coupons, you may be wondering:

Can You Pair Prescription Coupons with Your Insurance Coverage?

RX coupons are applied to your order at checkout.

Since Canadian pharmacies don’t accept US-based or international healthcare insurance plans, you cannot use your coverage to pay for any part of your prescription costs during the online purchase.

However, certain insurance companies may provide reimbursement for your medications when you order them from an online Canadian pharmacy.

Your pharmacy coupon will be instantly applied to your order at checkout to lower your total amount.

Once your prescription is paid for, you can then submit the total amount from your receipt to your insurance provider to see if they’ll cover it.

Since it comes off the total before your insurance pays (again, if they do), you can technically combine your pharmacy coupon with your insurance plan’s reimbursement to pay even less for prescriptions than you are now. In some cases, the coupon may also help you meet the reimbursement requirements so you can get complete coverage.

The RX coupons are applied to your order regardless of whether your insurance picks up all, part, or none of the tab.

Find a Canadian Pharmacy that Price Matches

Here at PricePro Pharmacy, we believe everyone has the right to access affordable prescription drugs.

And while our prices are usually the lowest out there, you may come across one that’s even more affordable.

If that’s the case, and the price quote adheres to the following standards, we’ll price match it to ensure you get the lowest possible rate without sacrificing on quality or safety.

To be eligible for a prescription price match:

  1. The pharmacy with the lower price must be accredited and licensed
  2. Shipping fees must also be included in the total price you’re quoted
  3. Competitor promotions and specials are excluded
  4. Price quotes must be provided and valid at the time you’ll be placing an order
  5. Competitor products must also be in stock
  6. They must also ship to the US

If your price meets that criteria, we’ll help you save even more money on your prescription medications.

Save Money on Your Prescription Medications Today

By ordering your refills for prescription medications using an online Canadian pharmacy, you may be able to slash your out-of-pocket expenses by as much as 80% in some cases.

So even if your insurance doesn’t cover medication reimbursements, you’ll still save significantly more than using your insurance coverage to purchase your prescriptions from a pharmacy in the states.

And if you are covered for reimbursements, you may not pay much at all for the same name-brand or generic prescriptions you know and are used to taking.

This saves you money in the long run and ensures your 3-month supply isn’t too much of a financial hit in the short term either.

So if you’re ready to start saving money on your medications, check out our list of RX coupons now.